Payroll runs
Payroll, payslips, attendance, leave and statutory submissions, configurable for EPF, SOCSO, EIS and PCB.
For employers and their people
Pay your people. On time, every day.
HR, payroll and earned wage access in one platform. Employees reach the wages they have already earned. The partner bank funds it, so the employer carries no cost and no balance-sheet exposure.
CIXORPay
Day
Day
AN
Hi Aisyah
Pay period 1 to 31 October
Earned to dateRM 2,480.00
Pay anyone
Wage draw
My QR
Scan & pay
Payslips
Leave
CIXOR HR
Pay bill
Attendance this week4 of 5
- Status
- With 20+ employers, delivered with Sarvodaya Development Finance PLC Live in Sri Lanka
- Malaysia
- EPF, SOCSO, EIS and PCB; Bahasa Malaysia and English Localisation phase
- Patent
- EWA model incl. employer rollover, NIPO Sri Lanka No. 23558 Filed
- Pricing
- Low monthly fee per employee SaaS
01Capabilities
Payroll on autopilot, wages when earned.
App for every employee
Payslips, leave and attendance on their phone, in Bahasa Malaysia and English.
Earned wage access
Employees see wages earned to date and can draw 50%, 75% or 100% of that amount before payday.
Employer-authorised
Access is set by the employer and consent-based for the employee. Draws settle automatically through the payroll cycle.
Employer rollover
Creditworthy employers can roll over wage-access settlement for 15, 30 or 45 days, funded by the partner bank.
Paid into bank accounts
Wages and draws go to employees’ accounts at the partner bank, building payroll and individual relationships.
02How it works
How a wage draw works.
- Employer runs payrollStaff, rates and attendance are kept on PayDay.
- Wages accrueEach worked day adds to the employee’s earned balance.
- Employee requests a drawUp to the limit the employer has set.
- Bank pays outThe partner bank funds the draw to the employee’s account.
- Payroll settles itThe draw is deducted automatically on payday.
Questions
CIXOR PayDay, answered.
Does wage access cost the employer anything?
No. The partner bank funds the draws, so there is no cash outflow before payday and no balance-sheet exposure for the employer.
Is this a loan to the employee?
Employees draw wages they have already earned, within limits the employer sets, and the draw settles through payroll. How it is treated under Malaysian rules is confirmed with the partner bank during localisation.
Is PayDay live in Malaysia?
PayDay is live in Sri Lanka. The Malaysian configuration (EPF, SOCSO, EIS, PCB, Bahasa Malaysia) is delivered in the localisation phase of a bank partnership.
What types of employment does it cover?
Full-time, part-time, contract and shift workers whose attendance and pay are recorded on the platform.