EOGSBEastern Orion Global
For merchants and closed-loop ecosystems

Account to account. Instantly.

Payments that move directly between bank accounts, without card rails. Built for merchants and ecosystems that want lower costs and faster settlement.

Talk to us about A2A PayHow it works
A2A Pay concept screen, rebuilt and shown in Malaysian ringgit.
Status
Consumer app, merchant app and admin portal
In development
Apps
Installable web apps, no app store needed
PWA
Cloud
Microsoft Azure, tamper-proof audit storage
Azure
Malaysian model
Partner bank, payment rails and licensing
To confirm
01Capabilities

Lower cost, faster money.

Direct account-to-account

Money moves between bank accounts, without card networks in the middle.

Merchant acceptance

A merchant app to take payments, see settlements and manage staff access.

Consumer app

An installable web app for paying merchants and adding funds from a linked bank account.

Closed-loop ecosystems

Run payments inside a defined network of merchants and members.

Tamper-proof records

Audit records kept in write-once storage, with compliance checkpoints built into the build.

Bank partner model

Delivered with a licensed partner bank, which holds the accounts and the regulatory licence.

Malaysian payment rails (for example DuitNow) and the licensing model are being confirmed with our Legal and Compliance team.

02How it works

How a payment moves.

  1. Link an accountThe customer links a bank account to the app.
  2. Add funds or payFrom that account, at the merchant.
  3. AuthoriseThe customer confirms in the app.
  4. SettleFunds move account to account.
  5. ReconcileMerchant and admin views update.